How to Compare USDC vs. USDT and Buy With Cash
Stablecoins like USDC and USDT are designed to maintain price stability while giving users access to the speed and flexibility of crypto. Whether you’re just getting started or already buying crypto with cash at a Bitstop ATM, understanding how these two stablecoins differ helps you navigate your options confidently.
What Is a Stablecoin?
Stablecoins are digital currencies backed by real-world assets like U.S. dollars or short-term treasury bonds. Unlike Bitcoin or Ethereum, they’re not meant to fluctuate in value. Instead, they act as a stable bridge between traditional money and the crypto economy, useful for fast transactions, cross-border payments, and storing value without volatility.
How to Choose Between USDC and USDT?
USDC (USD Coin)
USDC is issued by Circle and Coinbase. It’s fully backed 1:1 by U.S. dollars and short-term U.S. treasuries held in regulated banks.
- Transparency: Undergoes regular third-party audits
- Compliance: Operates under U.S. financial regulations
- Best For: Users who prioritize regulation, long-term stability, and full reserve visibility
USDT (Tether)
USDT is the largest and most widely used stablecoin globally. It’s backed by a mix of reserves, though less transparent than USDC.
- Liquidity: High trading volume and exchange availability
- Speed: Supports fast transactions on many blockchains (Ethereum, TRON, Solana)
- Best For: Users who prioritize liquidity and quick access to funds over regulatory structure
Which Stablecoin Is Right for You?
- Choose USDC if you want transparency and stability from a regulated source.
- Choose USDT if you value deep liquidity and speed for active trading.
Each offers different trade-offs in terms of transparency, liquidity, and use cases. With Bitstop, you can buy directly with cash and then store it in a secure crypto wallet that fits your needs. When you use Bitstop, you’re already taking a step toward more control, choice, and convenience in your crypto journey.
How to Buy USDC or USDT With Cash at a Bitstop ATM
Buying stablecoins at a Bitstop ATM is just as easy as buying Bitcoin or Dogecoin. The process is identical, you’ll just choose USDC or USDT. Here’s how to get started:
Here’s how to get started:
1. Visit a Bitstop ATM – Use our ATM locator to find the closest machine.
2. Tap “Buy” – Select the cryptocurrency you’d like to purchase: ETH, Bitcoin, DOGE, or others (based on availability).
3. Enter Your Phone Number – You’ll receive a text message with a temporary code. Enter it on the machine.
4. Set Up Your Account PIN – This PIN keeps your Bitstop account secure for future visits.
5. Scan Your Government-Issued ID – Hold your ID up to the scanner so the system can verify your identity. *Only required if you’re purchasing over $2,999, or over $1,000 in Arizona or New Mexico.
6. Scan Your Bitcoin Wallet – Open your wallet app, tap Receive, and scan the QR code into the machine. *Make sure your wallet address is accurate; crypto transactions are final.
7. Insert Cash – Insert bills just like you would at a regular ATM. The screen will display:
- The exchange rate
- The amount of crypto you’ll receive
*Limits may vary by location. For the most accurate information, create a Bitstop account.
8. Confirm and Send – Once reviewed, tap Send to complete your purchase. Your Bitcoin or crypto will be sent directly to your wallet.
Why Cash-to-Crypto Access Matters
Not everyone has a bank account. Not everyone wants to trust an app. And not everyone wants to share financial data just to buy crypto.
Bitstop bridges the gap between everyday cash and the digital economy, making it easier for more people to participate on their own terms.
Whether you’re:
- Unbanked or underbanked
- Looking for more privacy
- Paying with savings or side hustle income
Stablecoins like USDC and USDT are now available to you, no bank account required.
📍Find Your Nearest ATM
Ready to Buy USDC or USDT With Cash?
Want to know the hours of your closest Bitstop? Visit our Bitcoin ATM locator to browse by zip code, city, or use the map to find the nearest machine. You’ll see hours of operation, directions, supported transaction types, and you can even filter by coin to find the exact crypto you’re looking to buy.
Download the Bitstop App
Make your Dogecoin experience even smoother:
- Track your transactions in real time
- Find nearby Bitcoin ATMs using one of the most trusted and comprehensive maps in crypto
- Access your account with ease
- Get notified about deals, offers, and Bitcoin price changes
Before you go, use the app to verify ATM hours and limits so you are ready to complete your transactions without delays. At Bitstop, we don’t just make it easy to buy Bitcoin and crypto. We reward you for it. Through our in-app Rewards Center, you can:
- Earn coupons for future transactions
- Unlock badges as you hit new milestones
- Complete challenges for exclusive perks
Whether you’re new to crypto or a seasoned buyer, the Bitstop App helps you stay informed, connected, and rewarded every step of the way.