XRP · CRYPTOCURRENCYXRP
Designed for fast, low-cost international transfers. Settles in seconds via the XRP Ledger.
Price
$1.00
24h
-1.1%
About XRP
What is XRP?
XRP is a digital asset built for fast, low-cost international money transfers. Where Bitcoin prioritizes decentralization and store of value, XRP prioritizes settlement speed and efficiency. Transactions on the XRP Ledger settle in 3–5 seconds and cost a fraction of a cent.
Created by Ripple Labs in 2012, the XRP Ledger is a decentralized blockchain, though Ripple holds a significant portion of the total XRP supply. Financial institutions and payment providers use Ripple's technology to settle cross-border payments without pre-funded accounts in each country.
Investors buy XRP as an infrastructure play on the future of global payments, as a high-liquidity trading asset, or as a position on Ripple's expanding institutional partnerships.
At a glance
- Launched
- 2012
- Issuer
- Ripple Labs
- Network
- XRP Ledger
- Settlement
- 3–5 seconds
- Max supply
- 100,000,000,000
Price
XRP price
-9.9%past 30 days
Market Cap
$124B
Supply
57.1B
All-time high
$3.84
24h Volume
$4.6B
Where to buy
Find a Bitstop with XRP near you
XRP is available at over 2,500 Bitstop kiosks nationwide. Use the location finder to discover the nearest ATM that supports XRP.
Your wallet
Grab a wallet
Any wallet that generates a receive QR code works at a Bitstop ATM. New to crypto? Exodus takes a few minutes to set up.
Recommended for XRP
Xaman (formerly Xumm)
XRP-native mobile wallet
Trust Wallet
Multi-asset, supports XRP
Use any wallet that supports XRP. The ATM scans your receive address. That's all it needs. Hardware wallets like Ledger work too: open the companion app and scan the receive QR.
Pair it with the Bitstop App
Register once, track transactions, and find ATMs on the go.
Frequently Asked Questions
Is XRP a security?
In 2023, a U.S. court ruled that XRP sold on public exchanges is not a security. Direct institutional sales by Ripple were treated differently. Bitstop sells XRP through ATMs to retail buyers: the post-2023 framework treats this as a sale of a digital commodity.
Why do I need a 10 XRP minimum balance?
The XRP Ledger requires every active account to hold a small reserve (currently 10 XRP) to prevent network spam. If you're brand new to XRP, your wallet must receive at least this much before the account is 'activated' on-chain.
What's the difference between Ripple and XRP?
Ripple is the company. XRP is the cryptocurrency on the XRP Ledger. They're related (Ripple holds a lot of XRP and uses it in their products) but distinct: the network itself is decentralized.
How fast is an XRP transaction?
3 to 5 seconds, end to end. Compare to Bitcoin's 10–30 minutes for first confirmation. This speed is why XRP is used for cross-border payment settlement.